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SUD life offers wide range of products which suits your needs. Kindly go through the product categories which suits you best or alternatively you can do your suitability analysis to chose your product. Please click here for suitability analysis

ULIP Investment
Plan

We understands what you want from your investments and offer you investment plans tailored to your specific needs. Investing in the right plan is important as one need to make his money grow in the right manner. It offers;

Financial Protection :
Life cover along with wealth creation
Flexibility :
Multiple options on how you can park your funds
Diversity :
Choose from a wide variety of investment funds with different risk return profiles
Special Benefits :
Loyalty additions and wealth boosters to boost your investment
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Saving
Plan

Saving provides a financial support for life's uncertainties and help to secure future and assures peace of mind. It helps to generate lifelong guaranteed Income suitable for;

Child’s higher educational and future requirements
Buying your own house in the long run
Generating Guaranteed income to meet your retirement needs
To meet un planned expenses like illness /hospitalization
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SUD LIFE E-Wealth Royale
Key Features
2 Plan Options - Platinum and Platinum Plus
Return of Charges4 – No Premium Allocation charges. Return of Policy Administration charge at the end of 10th Policy Year and Return of Mortality charges at policy Maturity
Flexibility to withdraw money1 - You can partially withdraw the money as per your requirement after completion of 5th Policy Year.
Investment Strategy - Option to choose from 2 Investment Strategy i.e. Self-Managed and Age Based and 8 Fund Options i.e. Blue- Chip Equity Fund, Growth Plus Fund, Balanced Plus Fund, Mid Cap Fund, Income Fund, Gilt Fund, Dynamic Fund and Money Market Fund
Tax Benefits - Get tax-free maturity amount subject to Section 10(10D) and tax benefits on premium paid under Section 80 C of the Income Tax Act, 1961.
Flexibility - Option to increase Premium Payment Term and Policy Term
Eligibilty Criteria
Plan Option Platinum Platinum Plus
Min Entry Age*
Life Assured - 0 Years (30 Days)
Policyholder - 18 Years
Life Assured - 0 Years (30 Days)
Policyholder - 18 Years
Max Entry Age*
For Life Assured
Policy Term Years
10 - 14 50 Years
15 - 40 55 Years
For Life Assured/Policyholder
Policy Term Years
10 - 14 50 Years
15 - 40 55 Years
Plan Option Platinum Platinum Plus
Maturity Age*
Minimum - 18 Years
Maximum - 75 Years
Minimum - 18 Years
Maximum - 75 Years
Minimum Policy Term
PPT Policy Term
5 Pay, 7 Pay,
Regular Pay
10 Years
10 Pay 15 Years
PPT Policy Term
5 Pay, 7 Pay,
Regular Pay
10 Years
10 Pay 15 Years
Maximum Policy Term
PPT Policy Term
5 Pay, 7 Pay, 10 Pay 40 Years
Regular Pay 40 Years
Life Assured is Minor^
PPT Policy Term
5 Pay, 7 Pay, 10 Pay 40 Years
Regular Pay 30 Years Less Entry Age
Life Assured is Major^ (Age >=18)
PPT Policy Term
5 Pay, 7 Pay, 10 Pay 40 Years
Regular Pay 40 Years
Maximum Premium
Premium
Payment Mode
Amount
Yearly 50,000
Half Yearly 30,000
Quaterly 15,000
Monthly 5,000
Premium
Payment Mode
Amount
Yearly 50,000
Half Yearly 30,000
Quaterly 15,000
Monthly 5,000
Maximum Annualised
Premium
2,50,000 2,50,000
Minimum Sum Assured 5,00,000 (10 times of Annualised Premium) 5,00,000 (10 times of Annualised Premium)
Maximum Sum Assured 25,00,000 (10 times of Annualised Premium) 25,00,000 (10 times of Annualised Premium)
Premium Payment Frequency Yearly, Half-Yearly, Quaterly, Monthly Yearly, Half-Yearly, Quaterly, Monthly
*Age is age last birthday
*At date of commencement of policy. Where, Annualized Premium means premium amount payable in a year excluding the taxes, rider premiums and underwriting extra premium on riders, if any.
How it works

A 35-years old, healthy male opts for SUD Life e-Wealth Royale, Plan Option - Platinum & chooses 100% allocation in Blue Chip Fund. He chooses a monthly premium of 5,000 to be paid for 20 years (PPT) & a policy term of 20 years. Hence, total premium payable is 12,00,000.

+ These assumed rates of returns are not guaranteed, and they are not the upper or lower limits of what you might get back, as the value of the fund is dependent on a number of factors including future investment performance

SUD LIFE Century Royale
Key Features
Tax Free1 Guaranteed Income – Tax Free1 Guaranteed Income from 10th year till end of policy term
Guaranteed Maturity Benefit – Guaranteed Maturity Benefit at end of the Policy Term
Guaranteed Life Cover – Guaranteed Life Cover for 45 years of Policy Term
Long-term Benefits – Pay for 7/12 year and enjoy long-term benefits
Loan Facility – Avail Loan facility
Tax Benefit On Premium – Tax benefit1 on the premiums paid
Eligibilty Criteria
Entry Age*
Premium Paying Term 7 Pay 12 Pay
Minimum Age 18 years 18 years
Maximum Age 55 years 50 years
Maximum
Maturity Age*
95 years
Premium Payment
Term (PPT)
7 Pay and 12 Pay
Policy Term
PPT Policy Term (in years)
7 Pay 25, 30, 35, 40
12 Pay 30, 35, 40, 45
Premium
Minimum Annualized Premium
7 Pay Rs.100,000
12 Pay Rs.60,000
Maximum Annualized Premium - As per Board Approved
Underwriting Policy
The Premium will be as chosen by the Policyholder
How it works

Anish, aged 40 years, has chosen an annual premium of 1,00,000 p.a. for 7 pay and policy term of 40 years. He will be covered for a death benefit of 10,00,000 during the policy term. Anish will receive Guaranteed Income of 49,580 p.a. starting from end of 10th policy year till 40th policy year. On maturity of the policy, the Guaranteed Maturity Benefit of 8,00,000 will be payable to Anish. In case of an unfortunate event anytime during the policy term, sum assured on death i.e. 10,00,000 would be paid to the nominee/beneficiary and the policy terminates immediately.