SUD Life Century Royale

A Non-Linked Non-Participating Savings Individual Life Insurance Plan

Happiness = Guaranteed Income for Life + Life Cover + Maturity Benefit

Now invest just for years and get as guaranteed returns!
You Give

in (PPT)
You Get times
/ Annual For Years (PT)
*Name as per ID proof like Aadhar,PAN etc
*Name as per ID proof like Aadhar,PAN etc
+

Key benefits of SUD Life Century Royale

Long-term Benefits

Pay for 7/10/12 year and enjoy long-term benefits

Loan Facility

Avail Loan facility

Tax benefit4

Tax benefit4 on the premiums paid & benefits received

Why Choose SUD Life

27,875 Cr

Assets Under Management
as on Sep’24

1.35 Cr

Live Covered as on
Sep’24

19,200+

Distribution Points as on
Sep’24

How does the plan work?

Benefits explained with Example:

Anish, aged 40 years, has chosen an annual premium of 1,00,000 p.a. for 7 pay and policy term of 40 years. He will be covered for a death benefit of 10,00,000 during the policy term. Anish will receive Guaranteed Income of Rs.44,260 p.a. starting from end of 10th policy year till 40th policy year. On maturity of the policy, the Guaranteed Maturity Benefit of 8,00,000 will be payable to Anish. In case of an unfortunate event anytime during the policy term, sum assured on death i.e. 10,00,000 would be paid to the nominee/beneficiary and the policy terminates immediately.

1For Policies with PPT 7/10/12 years, the payout period starts from end of 10th/13th/15th policy year respectively.

2Guranteed Life cover for 45 years is for premium payment terms of 12 years

3Subject to the policy being in-force on date of the event.

4Tax benefits may be applicable on premiums paid and benefits received as per prevailing tax laws.

We are happy to help you

Need help?

Our experts are happy to answer any questions you may have.

Call us at

1800 266 8833

Call centre hours -

Monday to Saturday
09:00 AM to 07:00 PM

Frequently asked questions

At what age I can start investing
Premium Payment Term 7 Pay 10 Pay 12 Pay
Minimum Age 18 years 18 years 18 years
Maximum Age 55 years 55 years 50 years
What is the minimum and maximum policy term available?
PPT Policy Term (in years)
7 Pay 25, 30, 35, 40
10 Pay 25, 30, 35, 40, 45
12 Pay 30, 35, 40, 45
What is the minimum and maximum annualized premium?
7 Pay Rs. 1,00,000
10 Pay Rs. 1,00,000
12 Pay Rs. 60,000
Maximum Annualized Premium – As per Board Approved
Underwriting Policy
The Premium will be as chosen by the Policyholder
Is there loan facility available?

You can avail loan from SUD Life during policy term, provided the policy has acquired surrender value, by assigning the policy document as a collateral security. The loan can be availed up to 70% of Surrender Value

SUD Life Century Royale | UIN: 142N083V05 | A Non-Linked Non-Participating Individual Savings Life Insurance Plan

Star Union Dai-ichi Life Insurance Company Limited | IRDAI Regn. No: 142 | CIN: U66010MH2007PLC174472

Registered Office:   11th Floor, Vishwaroop I.T. Park, Plot No. 34, 35 & 38, Sector 30A of IIP, Vashi, Navi Mumbai - 400 703 | Contact No: +91 22 7196 6200 (charges apply) |

1800 266 8833 (Toll Free) | Timing: 09:00 am - 07:00 pm (Mon - Sat) | Email ID: customercare@sudlife.in | Visit: www.sudlife.in |

For more details on risk factors, terms and conditions, please refer to the sales brochure carefully, before concluding the sale. Tax benefits are as per prevailing tax laws and subject to change from time to time. Participation by the Bank’s customers in Insurance Business shall be purely on a voluntary basis. It is strictly on a non-risk participation basis from the Bank. Trade-logo displayed belongs to M/s Bank of India, M/s Union Bank of India and M/s Dai-ichi Life International Holdings LLC and are being used by Star Union Dai-ichi Life Insurance Co. Ltd. under license.

BEWARE OF SPURIOUS PHONE CALLS AND FICTIOUS/ FRADULENT OFFERS - IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.