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SUD Life Century Royale

A Non-Linked Non-Participating Savings Individual Life Insurance Plan

Happiness = Guaranteed Income for Life + Life Cover + Maturity Benefit

Now invest just for years and get as guaranteed returns!
You Give
You Get times
/ Annual For Years
*Name as per ID proof like Aadhar,PAN etc
*Name as per ID proof like Aadhar,PAN etc

Key benefits of SUD Life Century Royale

Long-term Benefits

Pay for 7/12 year and enjoy long-term benefits

Loan Facility

Avail Loan facility

Tax benefit4

Tax benefit4 on the premiums paid & benefits received

Why Choose SUD Life

21,613 Cr

Assets Under Management
as on Sep’23

1.26 Cr

Lives Covered as of


Distribution Points as on

How does the plan work?

Benefits explained with Example:

Anish, aged 40 years, has chosen an annual premium of 1,00,000 p.a. for 7 pay and policy term of 40 years.He will be covered for a death benefit of 10,00,000 during the policy term.Anish will receive Guaranteed Income of Rs.49,580 p.a. starting from end of 10th policy year till 40th policy year.On maturity of the policy, the Guaranteed Maturity Benefit of 8,00,000 will be payable to Anish.In case of an unfortunate event anytime during the policy term, sum assured on death i.e. 10,00,000would be paid to the nominee/beneficiary and the policy terminates immediately.

1For Policies with PPT 7/12 years, the payout period starts from end of 10th/15th policy year respectively.

2Guranteed Life cover for 45 years is for premium payment terms of 12 years

3Subject to the policy being in-force on date of the event.

4Tax benefits may be applicable on premiums paid and benefits received as per prevailing tax laws.

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1800 266 8833

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Monday to Saturday
09:00 AM to 07:00 PM

Frequently asked questions

At what age I can start investing
Premium Payment Term 7 Pay 12 Pay
Minimum Age 18 years 18 years
Maximum Age 55 years 50 years
What is the minimum and maximum policy term available?
PPT Policy Term (in years)
7 Pay 25, 30, 35, 40
12 Pay 30, 35, 40, 45
What is the minimum and maximum annualized premium?
7 Pay Rs. 1,00,000
12 Pay Rs. 60,000
Maximum Annualized Premium – As per Board Approved
Underwriting Policy
The Premium will be as chosen by the Policyholder
Is there loan facility available?

You can avail loan from SUD Life during policy term, provided the policy has acquired surrender value, by assigning the policy document as a collateral security. The loan can be availed up to 70% of Surrender Value