SUD Life Saral Jeevan Bima

AB INDIA KA HAR PARIVAR RAHEGA SURAKSHIT

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Flexibility to choose policy premium payment term from single pay, regular pay, 5 & 10 pay

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For
Life Cover
L Till
*Name as per ID proof like Aadhar,PAN etc
+
Male
Male Female
ADILABAD AGAR MALWA Agartala AGRA AHMED NAGAR AHMEDABAD Ahmedabad City Aizawal Aizawl AJMER AKOLA ALAPPUZHA ALIGARH Alipurdaur ALIRAJPUR ALLAHABAD ALMORA ALWAR AMBALA Ambala City AMBEDKAR NAGAR AMETHI AMLAPURAM AMRAVATI AMRELI AMRITSAR AMROHA ANAND ANANTAPUR ANANTHAPUR ANANTHNAG ANGUL ANUPPUR ARARIA ARAVALLI ARIYALUR Arsikere ARWAL ASHOK NAGAR Athani AURAIYA AURANAGABAD AURANGABAD Avanigadda AZAMGARH BAGALKOT BAGESHWAR BAGPAT BAHRAICH Bailhongal BAKSA BALAGHAT BALANGIR BALASORE BALESWAR BALLARI BALLIA BALOD BALOD BAZER BALRAMPUR BANASKANTHA BANDA Bandipur Bangalore BANKA BANKURA BANSWARA Bapatla BARABANKI BARAMULLA BARAN BARDHAMAN BAREILLY BARGARH BARMER BARNALA BARPETA BARWANI Bastar BASTI BATHINDA BEED BEGUSARAI BELAGAVI Belgaum BELLARY BEMETARA BENGALURU BENGALURU RURAL BETUL Bhadoi Bhadrachalam BHADRAK BHAGALPUR BHANDARA BHARATPUR BHARUCH BHAVNAGAR BHILWARA BHIND BHIWANI BHOJPUR Bhongir BHOPAL BHUPALPALLI BHUSAWAL Bidar BIJAPUR Bijapur(CGH) BIJAPUR(KAR) BIJNOR BIKANER Bilaspur BILASPUR (HP) BILASPUR HP BILASPURCGH BIRBHUM Bishnupur BOKARO BONGAIGAON BOTAB BOUDH BUDAUN BUDGAM BULANDSHAHR BULDHANA BUNDI BURHANPUR BUXAR CACHAR CENTRAL DELHI CHAMARAJANAGAR CHAMBA CHAMOLI CHAMPAWAT Champhai Chamrajnagar CHANDAULI Chandel CHANDIGHAR CHANDRAPUR Changlang CHATRA Chennai CHHATARPUR CHHINDWARA CHHOTA UDEPUR Chhotaudepur CHICKMAGALUR CHIKKABALLAPUR Chikkamagaluru CHITRADURGA CHITRAKOOT Chittoor CHITTORGARH Churachandpur CHURU COIMBATORE COOCH BEHAR CUDDALORE CUTTACK DADRA NAGAR HAVELI DAHOD Dakshina Kannada DAMAN DAMOH DANGS Dantewada DARBHANGA Darjeeling DARJILING DARRANG DATIA DAUSA DAVANGERE DEBAGARH DEHRADUN DEOGHAR DEORIA DEVBHOOMI DWERKA DEWAS Dhalai DHAMTARI DHANBAD DHAR Dharmanagar DHARMAPURI Dharmavaram Dharwad DHEMAJI DHENKANAL DHOLPUR DHUBRI DHULE Dibang Valley DIBRUGARH DIMA HASSO - NORTH CACHAR HILL Dimapur DINDIGUL DINDORI DIU DODA DUMKA DUNGARPUR DURG Durgapur EAST CHAMPARAN EAST DELHI East Garo Hills East Godavari East Jaintia Hills East Kameng East Khasi Hills EAST MIDNAPORE East Nimar East Siang EAST SIKKIM EAST SINGHBHUM Eastnimar Burhanpur ERNAKULAM ERODE ETAH ETAWAH FAIZABAD FARIDABAD FARIDKOT FARRUKHABAD FATEHABAD FATEHGARH SAHIB FATEHPUR FAZILKA Ferozepur FIROZABAD FIROZPUR GADAG GADCHIROLI GADWAL GAJAPATI GANDERBAL GANDHI NAGAR Gandhinagar GANJAM GARHWA GARIABAND GAUTAM BUDDHA NAGAR GAYA GHAZIABAD GHAZIPUR GIR SOMNATH GIRIDH GOALPARA GODDA GOLAGHAT Gomati Gomti GONDA GONDIA GOPALGANJ GORAKHPUR Gulbarga GUMLA GUNA Guntur GURDASPUR GURGAON GWALIOR HAILAKANDI HAMIRPUR HAMIRPUR(HP) HAMIRPURHP Hanagodu Hanamkonda HANUMANGARH HAPUR HARDA HARDOI HARIDWAR HASSAN HATHRAS HAVERI HAZARIBAG Hazaribagh Hindupur HINGOLI HISAR HOOGHLY HOSHANGABAD HOSHIARPUR HOWRAH Hubballi Hunsur HYDERABAD IDUKKI Imphal Imphal East Imphal West INDORE JABALPUR JAGATSINGHAPUR Jagdalpur JAGTIAL Jaintia Hills JAIPUR JAISALMER JAJAPUR JALANDHAR JALAUN Jalgaon JALGOAN JALNA JALOR JALPAIGURI Jamkhandi JAMMU JAMNAGAR JAMTARA JAMUI Jangaon Janjgir-Champa JANJGIRCHAMPA JASPUR JAUNPUR JAYASHANKAR JEHANABAD JHABUA JHAJJAR JHALAWAR JHANSI JHARSUGUDA JHUJHUNU JIND Jiribam JODHPUR Joida JORHAT JUNAGADH Jyotiba Phule Nagar K.V.Rangareddy KACHCHH KADAPA KAIMUR BHABUA KAITHAL KALABURAGI KALAHANDI Kalghatgi Kalimpong KAMAREDDY KAMRUP KAMRUP METROPOLITAN KANCHIPURAM KANDHAMAL KANGRA Kanker KANNAUJ KANNUR KANPUR DEHAT KANPUR NAGAR KANSHIRAM NAGAR KANYAKUMARI KAPURTHALA KARAIKAL KARAULI KARBI ANGLONG KARGIL Karim Nagar KARIMGANJ KARNAL KARUR Kasaragod KASARGOD Kasganj KATHUA KATIHAR KATNI KAUSHAMBI KAWARDHA KENDRAPARA KENDUJHAR Keonjhar KHAGARIA KHAMMAM KHANDWA KHARGONE KHEDA KHERI KHORDA Khowai KHUNTI KINNAUR Kiphire KISHANGANJ Kochi Kodagu KODERMA Kohima KOKRAJHAR KOLAR Kolasib Kolhapur Kolkata KOLLAM Kollegal KONDAGAON KOPPAL KORAPUT KORBA KORIYA KOTA KOTHAGUDEM KOTHAGUDEM COLLS KOTTAYAM Kovvur KOZHIKODE KRISHNA KRISHNAGIRI KULGAM KULLU Kundgol Kupwara Kurnool KURUKSHETRA Kurung Kumey KUSHINAGAR LAHUL SPITI LAKHIMPUR LAKHISARAI Lakshadweep LALITPUR LATEHAR LATUR Lawngtlai Leh Lohardaga Lohit Longleng Lower Dibang Valley Lower Subansiri LUCKNOW LUDHIANA Lunglei Machilipatnam Madanapalle MADHEPURA MADHUBANI Madikeri MADURAI Mahabuababad MAHABUB NAGAR MAHABUBABAD MAHARAJGANJ MAHASAMUND MAHE MAHENDRAGARH MAHESANA MAHISAGAR MAHOBA MAHRAJGANJ MAINPURI Makdi MALAPPURAM MALAPPURM MALDA Malegaon MALKANGIRI Mamit Mammit Mancherial MANDI MANDLA MANDSAUR Mandya Mangalore MANSA MARIGAON MATHURA MAU MAYURBHANJ MEDAK MEDINIPUR MEERUT MEWAT Miraj MIRZAPUR MOGA MOHALI Mokokchung Mon MORADABAD MORBI MORENA MUKTSAR MUMBAI MUMBAI SUBUEBAN MUNGELI MUNGER MURSHIDABAD MUZAFFARNAGAR MUZAFFARPUR MYSORE Mysuru NA NABARANGAPUR NADIA NAGAON NAGAPATTINAM NAGAR KURNOOL NAGAUR Nagpur NAINITAL NALANDA NALBARI NALGONDA NAMAKKAL NANDED NANDURBAR Nanjangud Narayanpur NARMADA NARSINGHPUR NASHIK NAVSARI NAWADA NAWANSHAHR Nawapara Nawarangpur NAYAGARH NEEMUCH NELLORE NEW DELHI Nicobar NILGIRIS NIRMAL NIZAMABAD North NORTH 24 PARGANAS North And Middle Andaman NORTH DELHI NORTH DINAJPUR NORTH EAST DELHI NORTH GOA NORTH SIKKIM North Tripura NORTH WEST DELHI NUAPADA OSMANABAD PAKUR PALAKKAD Palakol PALAMAU PALGHAR PALI PALWAL PANCH MAHALS PANCHKULA PANIPAT PANNA Papum Pare PARBHANI Parkal Paschim Bardhaman Paschimi Medinipur PATAN PATHANAMTHITTA PATHANKOT PATIALA PATNA PAURI GARHWAL PEDDAPALLI PERAMBALUR Peren Phek PILIBHIT PITHORAGARH PONDICHERRY POONCH PORBANDAR Port Blair Prabudhnagar PRAKASAM PRATAPGARH PRATAPGHAR Prayagraj Allahabad PUDUKKOTTAI PULWAMA PUNE PURI PURNIA PURULIYA RAEBARELI RAICHUR Raigad RAIGARH RAIGARH(MH) RAIPUR RAISEN RAJAURI RAJGARH RAJKOT RAJNANDGAON RAJSAMAND RAMANAGAR Ramanagara RAMANATHAPURAM RAMBAN Ramdurg Ramgarh RAMPUR RANCHI Ranga Reddy RANGAREDDY RATLAM RATNAGIRI RAYAGADA REASI REWA REWARI Ri Bhoi ROHTAK ROHTAS ROPAR RUDRAPRAYAG RUPNAGAR S.B.S. Nagar SABARKANTHA Sagar SAHARANPUR SAHARSA SAHIBGANJ Saiha SALEM SAMASTIPUR SAMBA SAMBALPUR SAMBHAL SANGAREDDY Sangli SANGRUR SANT KABIR NAGAR SANT RAVIDAS NAGAR SARAN Saraswathipuram SATARA SATNA SAWAI MADHOPUR Secunderabad SEHORE Senapati SEONI Sepahijala SERAIKELAKHARSAWAN Serchhip SHAHDARA SHAHDOL SHAHJAHANPUR SHAJAPUR SHEIKHPURA SHEOHAR SHEOPUR Shillong SHIMLA Shimoga SHIVAMOGGA SHIVPURI SHOPIAN SHRAWASTI Shri Muktasar Sahib Shrirampur SIBSAGAR Siddapur SIDDHARTHNAGAR SIDDIPET SIDHI SIKAR Siliguri SIMDEGA SINDHUDURG SINGRAULI SIRCILLA SIRMAUR SIROHI SIRSA SITAMARHI SITAPUR SIVAGANGA SIWAN SOLAN SOLAPUR Sonapur SONBHADRA SONIPAT SONITPUR SOUTH 24 PARGANAS South Andaman SOUTH DELHI SOUTH DINAJPUR South Garo Hills SOUTH GOA SOUTH SIKKIM South Tripura SOUTH WEST DELHI South West Khasi Hills SRI GANGANAGAR SRIGANGANAGAR SRIKAKULAM Srikalahasti SRINAGAR STN. JADCHERLA Subarnapur (Sonepur) SUKMA SULTANPUR SUNDERGARH SUPAUL SURAJPUR SURAT SURENDRA NAGAR SURGUJA SURYAPET Tadepalligudem Tamenglong TAPI TARN TARAN Tawang TEHRI GARHWAL Tengnoupal Thalassery THANE THANJAVUR THANLON THENI THIRUVANANTHAPURAM Thoubal THRISSUR TIKAMGARH TINSUKIA Tirap TIRUCHIRAPPALLI TIRUNELVELI TIRUPPUR TIRUVALLUR TIRUVANNAMALAI TIRUVARUR TONK Trimulgherry Tuensang TUMAKURU Tura TUTICORIN UDAIPUR UDALGURI UDHAM SINGH NAGAR UDHAMPUR Udupi UJJAIN Ukhrul UMARIA UNA UNNAO Upper Dibang Valley Upper Siang Upper Subansiri UTTARA KANNADA UTTARKASHI VADODARA VAISHALI VALSAD VARANASI VELLORE VIDISHA Vikarabad VILLUPURAM VIRUDHUNAGAR VISAKHAPATNAM VIZIANAGARAM WANAPARTHY Warangal Warangal Rural WARDHA WASHIM WAYANAD WEST CHAMPARAN WEST DELHI West Garo Hills West Godavari West Jaintia Hills West Kameng West Khasi Hills WEST MIDNAPORE West Nimar West Siang WEST SIKKIM WEST SINGHBHUM West Tripura Wokha YADGIR YAMUNANAGAR YANAM Yavatmal ZAHEERABAD Zunheboto Zunhebotto
Post Graduate Graduate Diploma 12th Passed 10th Passed Below 10th Std Uneducated
Private Sector Service Public Sector Service Government Service Business - Proprietor Partnership Professional Self Employed

Key benefits of SUD Life Saral Jeevan Bima

Life Cover

Minimum : 5 Lakhs Maximum : 25 Lakhs

Policy Term

5 to 40 Years

Entry Age

18 to 65 years

Max Maturity Age

70 years

Premium Payment Term

Single | Regular Pay | 5 pay & 10 pay

Why Choose SUD Life

27,875 Cr

Assets Under Management
as on Sep’24

1.35 Cr

Live Covered as on
Sep’24

19,200+

Distribution Points as on
Sep’24

How does the plan work?

Benefit explained with Example: Mr. Rohit has opted SUD Life -Saral Jeevan Bima.

The details are as below
Life Assured Age - 30 years Premium Frequency – Yearly
Policy Term - 20 years
Premium Paying Term - 20 years
Sum Assured on Death - 20,00,000
Annualised Premium - 5,000

We are happy to help you

Need help?

Our experts are happy to answer any questions you may have.

Call us at

1800 266 8833

Call centre hours -

Monday to Saturday
09:00 AM to 07:00 PM

Frequently asked questions

What are the benefits available under SUD Life Saral Jeevan Bima?

Saral Jeevan Bima is a pure term plan where the benefit is payable only on death of the policy holder and does not have any other benefits.

What is the maximum policy term in Saral Jeevan Bima?

The maximum policy term in Saral Jeevan Bima is 40 years, subject to maximum maturity age of 70 years of the policy holder.

Is there any waiting period for Saral Jeevan Bima?

Yes, there is a waiting period of 45 days, from the commencement of risk.

What is the Death benefit payable in case the customer dies during the waiting period?

In case of death due to accident of the policy holder during the waiting period, death benefit (sum assured) as per the plan is paid to the nominee.
In case of death due to any cause other than accident, 100% of all premiums paid (excluding taxes) are returned to the nominee.

What is the minimum and maximum Sum Assured in Saral Jeevan Bima?

The minimum and maximum Sum Assured is Rs. 5 Lakhs and Rs. 25 Lakhs respectively.

What is the minimum and maximum entry age in Saral Jeevan Bima?

The minimum and maximum entry age is 18 and 65 years respectively.

What is the Death Benefit in Saral Jeevan Bima?

In case of Regular / Limited Pay: Death Benefit = Highest of

  • - 10 times of Annualized Premium or
  • - 105% of all the Total Premiums Paid* as on date of death of the life assured
  • - Absolute sum assured to be paid on death (i.e. Sum Assured)

In case of Single Premium: Death Benefit = Highest of

  • - 125% of Single Premium or
  • - Absolute SA to be paid on death (i.e. Sum Assured)
Does this policy provide any tax benefits?

Yes. This policy provides Income Tax benefits under Section 80(C) and 10(10D) of the Income Tax Act, 1961, subject to conditions stipulated therein. We recommend you consult your tax advisor for details.

What benefit customer will get at the end of policy term?

Saral Jeevan Bima is a pure term plan and comes only with death benefit.
In case of death of the policy holder, during the policy term, death benefit (Sum assured) is paid to the nominee and the policy is terminated.

Is there Loan option in this plan?

No, Saral Jeevan Bima does not have Loan option.

Terms and Conditions

SUD Life Saral Jeevan Bima l UIN: 142N079V01 l Non-linked Non-Participating Individual Pure Risk Premium Life Insurance Plan

Star Union Dai-ichi Life Insurance Company Limited | IRDAI Regn. No: 142 | CIN: U66010MH2007PLC174472

Registered Office: 11th Floor, Vishwaroop I.T. Park, Plot No. 34, 35 & 38, Sector 30A of IIP, Vashi, Navi Mumbai-400 703 | Contact No: 1800 266 8833 (Toll Free) | Timing: 9:00 am - 7:00 pm (Mon - Sat) | Email ID: customercare@sudlife.in | Visit: www.sudlife.in | For more details on risk factors, terms and conditions, please refer to the sales brochure carefully, before concluding the sale. Trade-logo displayed belongs to M/s Bank of India, M/s Union Bank of India and M/s Dai-ichi Life Holding Inc. and are being used by Star Union Dai-ichi Life Insurance Co. Ltd. under license.

Beware of Spurious/Fraud Phone calls - IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

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